Vicky previously worked within one of the UK’s largest banks for 18 years in various roles before joining Charles Derby in early 2015. As a Financial Planning Consultant Vicky is able to provide individually tailored recommendations calling on her wealth of knowledge and expertise in the industry. Vicky is able to provide advice in all areas of financial planning including mortgages, protection, pensions and investments, equity release and long term care planning.
Together with an on-going review service with an aim to maintain long term client relationships. Vicky believes in strong ethics and puts the client at the heart of everything she does.
Vicky is married with one son and in her spare time when not looking after 9 pets enjoys walking and cycling.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The FCA do not regulate buy to let mortgages.
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Trusts are not regulated by the FCA.
Holistic financial planning
Establishing and reviewing Trusts
Complete personal risk management planning
Short and long-term savings and investments
Long Term Care Planning
Home contents insurance
Whole of life and Term Assurance protection
Private medical arrangements
Critical illness insurance
Permanent Health Insurance, aka Income Protection
Mortgage placement and arranging for:
First time buyers
Deals researched and arranged to suit:
Fixed rate deals
Variable and flexible
Capped and or collared